EU Wide Licencing
Templar has both an Investment Services Licence and an Insurance Broker licence, issued by the Malta Financial Services Authority (MFSA).
The European Union harmonises investment and insurance rules throughout the EU and EEA area, to support and improve best customer outcomes and increase consumer protection. Templar is recognised by the necessary authorities as committed to following these rules and is enabled to provide services to EU residents and EU expatriates worldwide (subject to local worldwide restrictions in some non-EU countries).
Licensed by MFSA
Malta Financial Services Authority. The MFSA is the single regulator for financial services activities in Malta. It regulates and supervises credit and financial institutions, investment, trust and insurance business’ and houses the Registry of Companies.
Issues guidance notes, monitoring local and international developments and working with relevant parties on legislative matters, the Authority encourages high standards of compliance. You can see our licensing arrangements by entering “Templar EIS” here.
Markets in Financial Instruments Directive. Templar complies with the European Markets in Financial Instruments Directive (MiFID). This provides a harmonised regulatory environment for investment services across the EEA. The main objectives of MiFID are to enhance financial transparency, increase competition, and offer greater consumer protection in investment services. A link to the European Commission to access information on MiFID & the new MiFIDII & MiFIR directives applicable in from 2018 is here
The Insurance Distribution Directive (IDD), designed to improve EU regulation in the insurance market, replaces the Insurance Mediation Directive. It came into force on 22 February 2016 for compliance by member states from 23 February 2018. Information on IDD can be found here
Working across borders
Templar is licensed and approved to market and deliver our services to those living in the EEA area who wish to engage with us. Our services are delivered from here in Malta to you, wherever they may live. Regulatory protections and oversight of our services is by the MFSA* with the approval of the following regulatory bodies to provide cross-border investment and insurance services to residents in their country (subject to appropriate understandings confirmed between the client and Templar)
Click the country names below to view the local regulator sites*
Can we deliver our services to you wherever you live in the EEA - YES we can **
Can we deliver our services to EU expatriates wherever they may live - YES we can ***
* The use of county flags or logos of financial authorities does not signify endorsement, approval or protection by such authority of the products or services delivered by Templar to customers in other countries.
** Subject to clear and documented understandings
*** Subject to clear and documented understandings and local non-EU country restrictions