Practical support for Business Owners / Company Directors
Templar EIS help businesses and directors protect themselves, save money and achieve the maximum personal wealth possible, by working with the right legal advisers and finance and corporate service specialists.
Improving Cashflow* – this may involve a number of strategies including reducing tax liability, reducing payroll costs, borrowing from directors existing pensions funds or achieving savings from re-broking finance arrangements.
Commercial Finance* – we can introduce sources of funding for established and new businesses. Even though banks are still repairing their balance sheets and are reluctant to lend, we have other sources.
Pension Planning – we have extensive knowledge of corporate & occupational pensions. These funds may be used as a cost-effective source of funding.
- Why borrow from a bank when there is the option to borrow from the Directors pension account?
- Why pay rent to a landlord when the directors’ Trust or Pension funds may purchase some or all of the trading premises and the business can pay rent to the that Trust or Pension account?
A pension account can simply be a proven, officially recognised and legitimate tax planning tool.
Inheritance Tax planning for business owners* – if your business has a substantial value, there are ways to avoid the value of it being taxed if you die prematurely, giving you the peace of mind that you have legally avoided potential taxes to your heirs. Inheritance planning can also ensure no future creditor or spouse of any beneficiary can gain access to the family wealth or business. Many business owners miss this important planning.
Trading Structure* – with ever rising regulation and increasing corporate responsibilities and liabilities, it is important that share-owning directors review their trading structure, with their own and their family’s wealth and asset protection in mind.
We provide support with trading and wealth holding structures in Malta, by example ;
Malta Limited Companies for Non-residents* Find out more here.
Malta encourages foreign business owners to move all or some of their trading activity to Malta. Find out more here.
Re-domiciling Existing Companies in Malta* - the Company Act of 1995 provides existing Companies (including those with nominee shareholding) with a particularly attractive incentive to apply to be registered as being continued in Malta. This allows a company to re-domicile in the jurisdiction of choice (in this case, Malta), without the need to dissolve in the jurisdiction of incorporation and re-incorporate in the new jurisdiction.
This allows continuation of legal personality from one jurisdiction to another, with no need to transfer all the trust business and trust assets to a new entity. A company set up in Malta also has the option of continuing outside Malta.
There are also distinct advantages in setting up a “branch office” in Malta and establishing a subsidiary in Malta.
Maltese Foundations* - are a favourite property and wealth holding structure for local Maltese residents and International entrepreneurs alike. Find out more here.
Maltese QNUPS and QROPS - pension Trusts are proven wealth protectors. Find out more here.
*the starred activities are not regulated by the MFSA. Whenever discussions or activities are outside of MFSA regulation, Templar EIS will make you aware of this.